Quest Payment Systems (Quest) a technology provider based in Melbourne, recently launched a software-only tap-on-phone payments solution. The solution called Airpay TAP allows merchants to accept contactless card payments. The payment solution allows for transactions to be executed on nearly any modern Android smartphone simply by downloading an application.

Quest’s payments solution Airpay TAP 

This tap-on-phone technology that has been developed by Quest payment solutions is making waves, since it is the first of its kind to be used in Australia. The payment solution will be able to process higher-value transactions securely using a PIN as verification. The launch of Airpay TAP comes after Quest signed agreements with major payment networks. This includes  American Express, MasterCard, Visa and EFTPOS. An earlier trial by NAB and Visa to prove the effective use of this technology in a real-world environment was successfully executed.

According to Quest CEO, Jan Mason, the company is proud of developing home-grown technology, aimed at significantly improving the day-to-day operations of businesses of all sizes. He claimed that the flexibility and mobility of this payment solution was a game-changer for businesses. It would be beneficial for everyone from tradies accepting payment in a customer’s home, a large retailer reducing queues during busy hours or a café carrying out simultaneous transactions during the breakfast rush. Mason believes that demand for the Quest solution will skyrocket in the wake of the COVID-19 pandemic. This is mainly due to the general hygiene concerns around using cash as well as the consumers’ increasing preference for contactless payments. He concluded that the novel Coronavirus pandemic has indeed transformed how people pay and the way merchants conduct business. The launch of Airpay TAP comes at an apt time as it facilitates a flexible, rapid payment process to avoid unnecessary crowding around payment counters.

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About Quest Payment Systems

Headquartered in Victoria, Australia, Quest ranks among Australia’s only independent full-service payment solution suppliers. Founded in 1991, it has a wide range of locally designed as well as manufactured payment terminal hardware that is ready to connect to the customer’s choice of transaction acquirer. With Airpay Tap, transactions over the contactless limit will require customers to use their PIN in order to authorise payments. Additionally, mobile wallet users are also provided support by Biometric authentication.

After its launch, Airpay TAP will solely be available on Android devices. The payments solution supports almost all Android phone devices that have been  manufactured since 2016  and run Android 7.0 and above. This includes all the major phone manufacturers such as the likes of Google, LG, Sony, Samsung, HTC, OnePlus, Huawei, and Xiaomi. Meanwhile, Quest offers a Bluetooth contactless reader for Apple devices that can be used to add contactless payment capabilities to an iPad, iPhone or iPod touch.

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