For the most recent details about the financial market, technology used in finance, and much more, iTMunch is your up-to-the-minute source. Keep reading iTMunch for the latest finance news!
AI in FinTech: How Machine Learning Is Transforming Risk, Credit & Fraud Detection
The financial services industry is evolving faster than ever. With digital payments, online banking, and cross-border transactions surging, financial institutions face unprecedented challenges in managing risk, assessing creditworthiness, and detecting fraud. Traditional models, built on static data and manual oversight, simply can’t keep up. That’s...
Green FinTech: How Sustainable Finance Is Reshaping Investments in 2025
Finance and sustainability once seemed like opposing forces. But in 2025, Green FinTech is bridging the gap—using digital innovation to drive eco-conscious investments, ESG compliance, and climate-positive outcomes. From carbon-tracking apps to AI-driven ESG portfolios, Green FinTech represents a powerful shift where profitability and sustainability...
The Future of Debit Cards: From Plastic to Digital Powerhouses
Introduction Debit cards have long been a cornerstone of consumer banking—convenient, accepted everywhere, and linked directly to your money. But in 2025, the humble debit card is undergoing a major transformation. Thanks to innovations in FinTech, physical cards are being replaced by digital-first experiences. In...
Tokenization Beyond Finance: How Real-World Assets Are Moving On-Chain
Introduction For years, blockchain has been closely tied to cryptocurrencies and decentralized finance (DeFi). But in 2025, one of the most disruptive innovations in the blockchain ecosystem is happening outside traditional finance: real-world asset (RWA) tokenization. From real estate to art, supply chains to carbon...
Invisible Payments: The Future of Transactions in 2025
Imagine walking out of a store without stopping at a checkout counter—or ordering a ride without ever pulling out your card. In 2025, this isn’t imagination—it’s reality. Welcome to the era of invisible payments. Invisible payments, sometimes called frictionless or ambient payments, are transactions that...
Digital Wallets in FinTech: The Future of Money in Your Pocket
The days of carrying cash and cards are fading fast. In 2025, digital wallets have become the new standard for payments worldwide. From Apple Pay and Google Wallet to homegrown FinTech players, these apps have revolutionized how people shop, transfer money, and even invest. Digital...
FinTech’s Role in Transforming EV Financing in India
Introduction India’s transition to electric vehicles (EVs) is accelerating, driven by government incentives, sustainability goals, and consumer demand for eco-friendly mobility. However, one major hurdle remains—financing. Traditional banks often hesitate to lend for EVs due to high upfront costs, limited resale value, and uncertainty around...
How FinTech Innovations Are Shaping the Future of Financial Services
Introduction The financial services industry is experiencing a seismic shift, driven by the rapid evolution of financial technology (FinTech). From AI-powered lending platforms to blockchain-based payment systems, these innovations are revolutionizing the way individuals and businesses manage money. In this blog, we’ll explore the most...
The Future of Digital Wallets in 2025: More Than Just Payments
Introduction In just a few years, digital wallets have transformed from niche payment tools into an integral part of our daily lives. From buying groceries to investing in cryptocurrencies, digital wallets are reshaping the way we handle money. In 2025, their role has expanded far...
Biometric Payments in 2025: How Face and Fingerprint Tech Are Replacing Cards and Cash
Introduction The future of payments is becoming contactless, seamless, and cardless — all thanks to biometric technology. From unlocking your phone with Face ID to authorizing a payment with your fingerprint, biometrics are quickly becoming the go-to method for secure and frictionless transactions. In 2025,...
